Portfolio Manager - Loans
Homes England
- Department
- Homes England
- Location
- Birmingham, Manchester, Leeds, Bristol, Liverpool, Newcastle
- Openings
- 1 post
- Grade
- Other
- Salary
- £51,076 to £59,570
- Closing
- 14 days left
- Profession
- Finance
- Contract
- Permanent
- Security clearance
- BPSS
- Working pattern
- Flexible working, Full-time
Job summary
Homes England has launched the National Housing Bank, a government-backed investment platform to accelerate housing delivery across England.
With £16bn in capital, it will unlock private investment, support regeneration and accelerate housing delivery across the UK. Joining now offers a rare opportunity to shape a major new national investment platform from the ground up.
The role holder manages a portfolio of debt investment transactions and partner relationships for successful outcomes i.e. delivery, value, return/recovery and growth. Investments include a variety of funding structures and solutions across a range of asset class sub sectors.
What they’re looking for
- Job Function
- Real Estate Loans Portfolio Mgmt. : We manage loan investment delivery after contracting. There are 25+ portfolio holding roles, currently responsible for managing £3bn of funding over 175+ building sites across our funding programmes. We monitor performance, identifying and managing emerging risks, funding levels and ongoing support and growth opportunities (partner / portfolio). We undertake risk assessments covering delivery, credit, and reputational risk across our portfolio of loans. We complete transaction variations and restructures and are responsible for creating and maintaining positive client relationships. We deal with the day-to-day monitoring of portfolio schemes, including site visits, review of Independent Monitoring Surveyor reports, monthly loan drawdowns or recycling requests, and ensuring the maintenance of internal records.
- Responsibilities include:
- Ensure delivery of housing starts, completions, and budgeted spend aligned with the Investments Business Plan and annual targets.
- Exercise delegated authority to review and approve credit submissions, payments, and legal documentation to maintain compliance and quality standards.
- Maintain oversight of portfolio performance and provide assurance through accurate data reporting and stewardship activities.
- Monitor and manage risk profiles across transactions, identifying early signs of deterioration and implementing corrective actions in collaboration with Risk and Distressed Investments.
- Analyse portfolio metrics and performance data to produce high-quality reports and recommendations.
- Contribute to policy and process reviews, recommending and implementing improvements to enhance efficiency and compliance.
- Build strong relationships with clients and professional advisers to achieve collaborative and commercially sound outcomes.
- Ensure Agency compliance with terms of transaction agreements and monitor client obligations, including drawdowns, payments, and reporting requirements.
- Communicate effectively with internal and external stakeholders, delivering clear, timely, and accurate reports and presentations.
- Collaborate across teams to share best practice and support organisational objectives.
- Candidate profile
- Degree-level qualification or equivalent experience (e.g. Banker, Accountant, Surveyor, Lawyer).
- Proficient understanding of cashflow analysis and financial modelling.
- Understanding of deal execution documents (e.g. Shareholder Agreements, Loan Agreements).
- Experience in corporate finance, transaction services, or project finance.
- Experience in risk and client management of equity investments in real estate.
- Experience working with underperforming transactions.
Job description
The role holder provides strong stewardship through effective client management, which includes managing and mitigating risks, regular monitoring, reporting and assurance.
The role consistently demonstrates and embeds the values and behaviours in daily work, contributing to a positive and inclusive culture.
Nationality requirements
This job is broadly open to the following groups:
- UK nationals
- nationals of the Republic of Ireland
- nationals of Commonwealth countries who have the right to work in the UK
- nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities with settled or pre-settled status under the European Union Settlement Scheme (EUSS) (opens in a new window)
- nationals of the EU, Switzerland, Norway, Iceland or Liechtenstein and family members of those nationalities who have made a valid application for settled or pre-settled status under the European Union Settlement Scheme (EUSS)
- individuals with limited leave to remain or indefinite leave to remain who were eligible to apply for EUSS on or before 31 December 2020
- Turkish nationals, and certain family members of Turkish nationals, who have accrued the right to work in the Civil Service
Further information on nationality requirements (opens in a new window)
Selection process
How to apply?
To apply please follow the links to our careers page.
Security
Successful candidates must pass a disclosure and barring security check.
Selection process details
For more information on the role, please see the attached Job Description.
Successful applicants will be advised of the outcome of their application and interviews held as soon as practical after the closing date. Feedback will only be provided if you attend an interview or assessment. We would like to take this opportunity to thank you for your interest in this role and Homes England.
Please note – Homes England has a responsibility to ensure compliance with HMG Baseline Personnel Security Standard to address the potential problems of identity fraud, illegal working and deception generally. To ensure compliance we will carry out a pre-employment Personal Identity and Vetting Report through Experian to meet the standard and you will therefore be asked to provide certain information in order that the verification check can be carried out if you are successful in your application.
Homes England are an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates. We are proud to be an equal opportunities employer that values and respects the people who work for us. Our aim is to be an employer of choice, enabling everyone to reach their full potential.
Homes England is committed to protecting the privacy and security of your personal data. For further information please refer to our Privacy Notice which can be viewed here:
https://www.gov.uk/government/organisations/homes-england/about/personal-information-charter
Nationality requirements
Open to UK, Commonwealth and European Economic Area (EEA) and certain non EEA nationals. Further information on whether you are able to apply is available here.
Working for the Civil Service
Please note this Post is NOT regulated by the Civil Service Commission.
The Civil Service embraces diversity and promotes equality of opportunity. There is a guaranteed disability confident interview scheme for candidates with disabilities who meet the minimum selection criteria.
Further information
Once this job has closed, the job advert will no longer be available. You may want to save a copy for your records.
Feedback will only be provided if you attend an interview or assessment.
Practise before you apply
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